Did changed payment details
divert your money?

A genuine-looking invoice or message may have instructed you to pay a different account. If you believe a payment was diverted through deception, the original invoice, changed instructions and transfer records help explain what happened.

Check whether we can help

You can start without gathering every document. If your enquiry goes forward, payment records and other evidence will help with the assessment.

The initial check is free. If your claim succeeds, Consumer Rights Solicitors charges 15-30% plus VAT of compensation awarded, equivalent to 18-36% including VAT at the current standard rate. The applicable fee and terms are explained before you instruct the firm. Our fees

Invoice fraud

What matters in an invoice scam

1

Who was the money meant to reach?

Identify the genuine supplier or recipient, the reason for payment and the account details you originally expected to use. Keep the original invoice and correspondence. Ordinary invoice debt or a disagreement over the work is different from alleged fraudulent payment diversion.
2

What changed before you paid?

Save the message or document containing the replacement details, the sender information and any verification you attempted. Explain when you discovered the diversion and how the intended recipient responded.
3

Connect the instructions to the actual transfer

Record the original paying account/provider, payment date and amount, funds returned and the bank’s response. If you have made a complaint or another firm is acting, state its current status so the enquiry follows the appropriate route.
Simple process

Start with a clear next step

1

Answer the initial questions

Tell us what happened and how you paid so we can check whether further assessment may be appropriate.

2

Understand the outcome

Your enquiry may go to assessment, need specialist review, or receive guidance on another next step. Screening does not guarantee acceptance.

3

Prepare for the conversation

Where offered, you can add more information and payment records to help prepare for your assessment. This is optional and can be completed later.

Legal representation begins only if Consumer Rights Solicitors accepts the case and you agree to its terms.

Check whether we can help
Fees

Understand the costs before deciding

Fees

The initial check is free. If your claim succeeds, Consumer Rights Solicitors charges 15-30% plus VAT of compensation awarded, equivalent to 18-36% including VAT at the current standard rate. The applicable fee and terms are explained before you instruct the firm. UndoFraud does not charge you for using its enquiry service and receives a referral fee from Consumer Rights Solicitors.

You have a choice

You can make a complaint to your bank or payment provider yourself. Where eligible, you can also ask the Financial Ombudsman Service to consider it for free. Using our managed service is optional.

Questions and answers

Not necessarily. This page concerns alleged deception that diverted a payment; an ordinary debt dispute needs a different assessment.

Understand the next step for your situation

Start with the initial questions so we can understand what happened and whether further assessment may be appropriate.

Check whether we can help